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Bluffton, South Carolina Retirement Guide
established retirement community
65
Retirement Score
Bluffton, South Carolina at a Glance
- Median Home Price
- $390,200
- State Income Tax
- State income tax; Social Security fully exempt; generous retirement income deduction.
- Avg January Low
- 44.4°F
- Cost of Living Index
- 93.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 65 / 100
Retirement Data
Affordability
Cost of Living Index
93.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$390,200High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$2,050High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; generous retirement income deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
33.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
90.1°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
44.4°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
53.4"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
315 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
78.1 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
4.6 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
29,375High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
40.9High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
20.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$99,575High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
82.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
11.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
46.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
5.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
77.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
8.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
13.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
0.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Bluffton using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$845
Stress-case monthly carrying cost
$949
Median home price used: $390,200
Median rent reference: $2,050 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
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