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Biloxi, Mississippi Retirement Guide
affordable cost of livingstrong healthcare accessmild winterswalkable neighborhoodslow crime rate
76
Retirement Score
Biloxi, Mississippi at a Glance
- Median Home Price
- $196,600
- State Income Tax
- State income tax; Social Security and retirement income fully exempt.
- Avg January Low
- 41°F
- Cost of Living Index
- 87.3 (US avg = 100)
- Best For
- affordable cost of living, strong healthcare access, mild winters, walkable neighborhoods, low crime rate
- RetireCityIQ Score
- 76 / 100
Things to Consider
- high annual rainfall
Retirement Data
Affordability
Cost of Living Index
87.3 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$196,600High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,007High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
60 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security and retirement income fully exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
95.8 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
66.7 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
95.8 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
89°FMedium confidence
NOAA Climate Normals 1991-2020 · Updated March 2026
Avg January Low
41°FMedium confidence
NOAA Climate Normals 1991-2020 · Updated March 2026
Annual Precipitation
65"Medium confidence
NOAA Climate Normals 1991-2020 · Updated March 2026
Sunny Days / Year
210 daysMedium confidence
NOAA Climate Normals 1991-2020 · Updated March 2026
Safety
Safety Score
71.4 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
84.7 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
49,141High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
36.7High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
15.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$55,775High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
49.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
15.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
29.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
14.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
65.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
20.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
9.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
3.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Biloxi using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$426
Stress-case monthly carrying cost
$478
Median home price used: $196,600
Median rent reference: $1,007 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.