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Bethlehem, Pennsylvania Retirement Guide
established retirement community
50
Retirement Score
Bethlehem, Pennsylvania at a Glance
- Median Home Price
- $256,800
- State Income Tax
- State income tax; Social Security and most retirement income fully exempt.
- Avg January Low
- 25.6°F
- Cost of Living Index
- 96.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 50 / 100
Retirement Data
Affordability
Cost of Living Index
96.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$256,800High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$1,215High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and most retirement income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
15.4 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
56.6 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
15.4 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
87.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
25.6°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
45.8"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
280 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
97.2 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
36.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
7.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
76,555High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
35.9High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$62,072High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
50.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
33.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
18.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
65.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
9.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
30.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
3.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Bethlehem using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$556
Stress-case monthly carrying cost
$625
Median home price used: $256,800
Median rent reference: $1,215 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
MTM FINANCIAL GROUP, LLC
STARK WEALTH MANAGEMENT LLC
VALLEY NATIONAL ADVISERS INC
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