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Berwick, Pennsylvania Retirement Guide
established retirement community
76
Retirement Score
Berwick, Pennsylvania at a Glance
- Median Home Price
- $130,200
- State Income Tax
- State income tax; Social Security and most retirement income fully exempt.
- Avg January Low
- 24°F
- Cost of Living Index
- 96.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 76 / 100
Retirement Data
Affordability
Cost of Living Index
96.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$130,200High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$733High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and most retirement income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
71.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
84.5°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
24°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
47.6"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
267.5 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
97.2 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
71.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
10,318High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
41.7High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$46,505High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
61.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
9.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
18.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
18.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
91.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
4.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
5.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
0.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Berwick using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$282
Stress-case monthly carrying cost
$317
Median home price used: $130,200
Median rent reference: $733 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.