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Beltsville, Maryland Retirement Guide
established retirement community
62
Retirement Score
Beltsville, Maryland at a Glance
- Median Home Price
- $373,100
- State Income Tax
- State income tax; Social Security exempt; pension exclusion available for qualifying retirees.
- Avg January Low
- 29.3°F
- Cost of Living Index
- 104.9 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 62 / 100
Retirement Data
Affordability
Cost of Living Index
104.9 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$373,100High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$2,106High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; pension exclusion available for qualifying retirees.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
40.4 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
87.9°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
29.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
54"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
291 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
86.2 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
7.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
16.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
19,704High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
38.8High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
20.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$96,745High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
57.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
33.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
10.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
24.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
29.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
43.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
6.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Beltsville using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$808
Stress-case monthly carrying cost
$908
Median home price used: $373,100
Median rent reference: $2,106 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.