Photo by Dang Cong on Unsplash (https://unsplash.com/@dangcong)
Bellaire, Texas Retirement Guide
established retirement community
53
Retirement Score
Bellaire, Texas at a Glance
- Median Home Price
- $958,300
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- N/A
- Cost of Living Index
- 97.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 53 / 100
Retirement Data
Affordability
Cost of Living Index
97.4 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$958,300High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$2,423High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
100 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)
38.3 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access ScoreData not available
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
89.5 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
4.5 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
3.2 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
17,163High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
44.3High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
17.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$215,636High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
87.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
2.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
81.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
2.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
68.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
1.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
10.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
21.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Bellaire using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$2,076
Stress-case monthly carrying cost
$2,332
Median home price used: $958,300
Median rent reference: $2,423 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.