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Bel Air, Maryland Retirement Guide
65
Retirement Score
Bel Air, Maryland at a Glance
- Median Home Price
- $288,800
- State Income Tax
- State income tax; Social Security exempt; pension exclusion available for qualifying retirees.
- Avg January Low
- 29.2°F
- Cost of Living Index
- 104.9 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 65 / 100
Retirement Data
Affordability
Cost of Living Index
104.9 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$288,800High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,422High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; pension exclusion available for qualifying retirees.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
43.4 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
86.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Avg January Low
29.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Annual Precipitation
55.5"High confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Sunny Days / Year
284 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Safety
Safety Score
86.2 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
19.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
10,630High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
41.4High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
21.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$66,950High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
59.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
7.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
37.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
17.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
81.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
4.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
8.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
4.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Bel Air using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$626
Stress-case monthly carrying cost
$703
Median home price used: $288,800
Median rent reference: $1,422 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
TOWN CAPITAL
TOWN CAPITAL, LLC
THE KELLY GROUP
KELLY FINANCIAL GROUP, LLC