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Bar Harbor, Maine Retirement Guide
established retirement community
64
Retirement Score
Bar Harbor, Maine at a Glance
- Median Home Price
- $469,300
- State Income Tax
- State income tax; Social Security partially exempt; pension deduction available.
- Avg January Low
- 19.2°F
- Cost of Living Index
- 100.7 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 64 / 100
Retirement Data
Affordability
Cost of Living Index
100.7 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$469,300High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$925High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
30 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security partially exempt; pension deduction available.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
85 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
100 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
76.9°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
19.2°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
59"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
250 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
100 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
2,154High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
39.2High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
19.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$46,917High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
43.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
4.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
45.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
19.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
85.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
8.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
1.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Bar Harbor using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,017
Stress-case monthly carrying cost
$1,142
Median home price used: $469,300
Median rent reference: $925 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.