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Apache Junction, Arizona Retirement Guide
established retirement community
49
Retirement Score
Apache Junction, Arizona at a Glance
- Median Home Price
- $174,100
- State Income Tax
- State income tax; Social Security fully exempt; limited pension exemption.
- Avg January Low
- 42.8°F
- Cost of Living Index
- 100 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 49 / 100
Retirement Data
Affordability
Cost of Living Index
100 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$174,100High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$939High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; limited pension exemption.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
30.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
39.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
30.3 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
105.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
42.8°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
15.2"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
351 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
89.1 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
8.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
38,855High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
53.9High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
34.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$56,209High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
77.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
13.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
17.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
12.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
82.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
1.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
18.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Apache Junction using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$377
Stress-case monthly carrying cost
$424
Median home price used: $174,100
Median rent reference: $939 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.