Amarillo, Texas Retirement Guide
established retirement community
60
Retirement Score
Amarillo, Texas at a Glance
- Median Home Price
- $193,800
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 28.5°F
- Cost of Living Index
- 97.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 60 / 100
Retirement Data
Affordability
Cost of Living Index
97.4 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated August 2026
Median Home Price
$193,800High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Monthly Rent
$1,008High confidence
U.S. Census ACS 5-Year · Updated August 2026
Taxes
Retirement Tax Score
100 / 100High confidence
Tax Foundation · Updated August 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.High confidence
Tax Foundation · Updated August 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
29.4 / 100High confidence
RetireCityIQ proxy model · Updated August 2026
Aging-in-Place Score (proxy)
40.9 / 100High confidence
RetireCityIQ proxy model · Updated August 2026
Healthcare
Healthcare Access Score
29.4 / 100High confidence
CMS Hospital General Information · Updated August 2026
Climate
Avg July High
95.8°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Avg January Low
28.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Annual Precipitation
15.9"High confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Sunny Days / Year
340 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Safety
Safety Score
89.5 / 100High confidence
FBI Crime Data Explorer · Updated August 2026
Walkability
Walk Score (proxy)
11 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated August 2026
Transit Score (proxy)
0.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated August 2026
Demographics
Population
200,360High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Age
34.4High confidence
U.S. Census ACS 5-Year · Updated August 2026
Age 65+
14.5%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Household Income
$60,628High confidence
U.S. Census ACS 5-Year · Updated August 2026
Community Profile
Owner-Occupied Housing
59.6%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Veterans
8.4%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Bachelor's Degree+
25.2%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Poverty Rate
15.5%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Diversity
White
72.6%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Black
7.1%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Hispanic/Latino
34.2%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Asian
4.1%High confidence
U.S. Census ACS 5-Year · Updated August 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Amarillo using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$420
Stress-case monthly carrying cost
$472
Median home price used: $193,800
Median rent reference: $1,008 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.