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Aiken, South Carolina Retirement Guide
established retirement community
51
Retirement Score
Aiken, South Carolina at a Glance
- Median Home Price
- $235,500
- State Income Tax
- State income tax; Social Security fully exempt; generous retirement income deduction.
- Avg January Low
- N/A
- Cost of Living Index
- 93.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 51 / 100
Retirement Data
Affordability
Cost of Living Index
93.3 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$235,500High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,093High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; generous retirement income deduction.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
36.7 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
38 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
36.7 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
78.1 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
14.8 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.5 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
32,014High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
46.4High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
27.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$65,712High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
68.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
11.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
43.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
16.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
57.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
36.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
2.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Aiken using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$510
Stress-case monthly carrying cost
$573
Median home price used: $235,500
Median rent reference: $1,093 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.