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Wilmington Island, Georgia Retirement Guide
established retirement community
53
Retirement Score
Wilmington Island, Georgia at a Glance
- Median Home Price
- $324,800
- State Income Tax
- State income tax; Social Security fully exempt; retirement income exclusion up to $65k.
- Avg January Low
- N/A
- Cost of Living Index
- 95.7 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 53 / 100
Retirement Data
Affordability
Cost of Living Index
95.7 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$324,800High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,561High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; retirement income exclusion up to $65k.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)
48.2 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access ScoreData not available
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
97.1 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
20 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
2.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
15,235High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
43.6High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
21.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$87,441High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
78.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
10.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
50.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
4.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
89.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
2.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
1.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Wilmington Island using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$704
Stress-case monthly carrying cost
$790
Median home price used: $324,800
Median rent reference: $1,561 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.