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Wilmette, Illinois Retirement Guide
established retirement community
59
Retirement Score
Wilmette, Illinois at a Glance
- Median Home Price
- $771,500
- State Income Tax
- State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.
- Avg January Low
- 18.3°F
- Cost of Living Index
- 101.2 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 59 / 100
Retirement Data
Affordability
Cost of Living Index
101.2 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$771,500High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,918High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
58.4 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
80.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
18.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
41.4"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
270 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
92.3 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
28.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
58 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
27,801High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
45.7High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
20.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$183,750High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
87.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
2.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
83.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
2.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
81.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
3.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
11.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Wilmette using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,672
Stress-case monthly carrying cost
$1,877
Median home price used: $771,500
Median rent reference: $1,918 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
WILLIAMS CAPITAL MANAGEMENT COMPANY
RESOURCE FINANCIAL GROUP, LTD.
NORTH SHORE INVESTMENT CONSULTING LLC
+54 more financial advisors available