Photo by Marc René Geiser on Unsplash (https://unsplash.com/@milkstrasse)
Virginia Beach, Virginia Retirement Guide
mild wintersestablished retirement community
42
Retirement Score
Virginia Beach, Virginia at a Glance
- Median Home Price
- $370,300
- State Income Tax
- State income tax; Social Security exempt; age-based retirement income subtraction available.
- Avg January Low
- 37.6°F
- Cost of Living Index
- 102 (US avg = 100)
- Best For
- mild winters, established retirement community
- RetireCityIQ Score
- 42 / 100
Retirement Data
Affordability
Cost of Living Index
102 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$370,300High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,551High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security exempt; age-based retirement income subtraction available.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
7.7 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
48.6 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
7.7 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
85.6°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
37.6°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
45.2"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
302 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
18.2 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
457,900High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
37.1High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
15.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$87,544High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
64.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
16.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
39.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
8.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
62.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
18.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
8.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
7.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Virginia Beach using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$802
Stress-case monthly carrying cost
$901
Median home price used: $370,300
Median rent reference: $1,551 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.