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Urbandale, Iowa Retirement Guide
established retirement community
69
Retirement Score
Urbandale, Iowa at a Glance
- Median Home Price
- $298,500
- State Income Tax
- State income tax; Social Security and retirement income exempt for those 55+.
- Avg January Low
- 12.3°F
- Cost of Living Index
- 88.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 69 / 100
Retirement Data
Affordability
Cost of Living Index
88.4 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$298,500High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,108High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income exempt for those 55+.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
41.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
84.8°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
12.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
30.8"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
290 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
1.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.6 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
45,591High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
38.9High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
14.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$111,888High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
78.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
51.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
5.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
85.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
4.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
5.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
5.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Urbandale using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$647
Stress-case monthly carrying cost
$726
Median home price used: $298,500
Median rent reference: $1,108 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
INDEPENDENT WEALTH NETWORK, INC.
MOKOSAK ADVISORY GROUP, LLC
INTEGRITY ALLIANCE, LLC
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