Photo by Emmy Gaddy on Unsplash (https://unsplash.com/@emmygaddy)
Tarboro, North Carolina Retirement Guide
established retirement community
71
Retirement Score
Tarboro, North Carolina at a Glance
- Median Home Price
- $145,600
- State Income Tax
- State income tax; Social Security fully exempt; limited pension exclusion.
- Avg January Low
- N/A
- Cost of Living Index
- 94 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 71 / 100
Retirement Data
Affordability
Cost of Living Index
94 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$145,600High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$657High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; limited pension exclusion.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
54.7 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
100 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
93.1 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
38.9 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
10,696High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
48.2High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
26.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$43,523High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
58.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
8.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
26.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
24.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
46.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
49.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
6.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
0.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Tarboro using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$315
Stress-case monthly carrying cost
$354
Median home price used: $145,600
Median rent reference: $657 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.