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Sylacauga, Alabama Retirement Guide
strong healthcare accessestablished retirement community
72
Retirement Score
Sylacauga, Alabama at a Glance
- Median Home Price
- $159,000
- State Income Tax
- State income tax; Social Security and defined-benefit pensions fully exempt.
- Avg January Low
- N/A
- Cost of Living Index
- 88 (US avg = 100)
- Best For
- strong healthcare access, established retirement community
- RetireCityIQ Score
- 72 / 100
Retirement Data
Affordability
Cost of Living Index
88 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$159,000High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$695High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
60 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security and defined-benefit pensions fully exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
94.4 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
38.3 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
94.4 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
88.5 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
6.2 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.7 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
12,465High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
37.2High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
18.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$46,137High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
54.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
6.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
16.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
22.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
64.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
31.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
1.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
0.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Sylacauga using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$345
Stress-case monthly carrying cost
$387
Median home price used: $159,000
Median rent reference: $695 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.