Photo by Marc René Geiser on Unsplash (https://unsplash.com/@milkstrasse)
Stuarts Draft, Virginia Retirement Guide
66
Retirement Score
Stuarts Draft, Virginia at a Glance
- Median Home Price
- $243,000
- State Income Tax
- State income tax; Social Security exempt; age-based retirement income subtraction available.
- Avg January Low
- 26.7°F
- Cost of Living Index
- 102 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 66 / 100
Retirement Data
Affordability
Cost of Living Index
102 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$243,000High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,022High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; age-based retirement income subtraction available.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
43.4 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
87.9°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
26.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
38.5"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
304 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
7.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
11,554High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
43.3High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
19.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$75,100High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
71.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
9.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
21.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
9.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
91.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
5.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
1.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
0.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Stuarts Draft using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$527
Stress-case monthly carrying cost
$591
Median home price used: $243,000
Median rent reference: $1,022 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.