Photo by Alberto Restifo on Unsplash (https://unsplash.com/@albertorestifo)
Streator, Illinois Retirement Guide
established retirement community
73
Retirement Score
Streator, Illinois at a Glance
- Median Home Price
- $79,000
- State Income Tax
- State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.
- Avg January Low
- 19.7°F
- Cost of Living Index
- 101.2 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 73 / 100
Retirement Data
Affordability
Cost of Living Index
101.2 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$79,000High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$740High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
46.2 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
83.6°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
19.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
38.8"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
278 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
92.3 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
20.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.5 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
12,279High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
39.5High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
21.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$46,615High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
60.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
8.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
13.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
22.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
82.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
3.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
17.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Streator using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$171
Stress-case monthly carrying cost
$192
Median home price used: $79,000
Median rent reference: $740 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.