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Sterling Heights, Michigan Retirement Guide
established retirement community
66
Retirement Score
Sterling Heights, Michigan at a Glance
- Median Home Price
- $272,900
- State Income Tax
- State income tax; Social Security fully exempt; age-based pension deduction.
- Avg January Low
- 19.4°F
- Cost of Living Index
- 93.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 66 / 100
Retirement Data
Affordability
Cost of Living Index
93.6 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$272,900High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$1,173High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; age-based pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
37.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
81.9°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
19.4°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
34.3"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
258.5 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
85.1 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
7.5 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
133,744High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
41.2High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$75,381High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
76.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
4.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
30.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
10.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
80.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
5.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
2.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
8.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Sterling Heights using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$591
Stress-case monthly carrying cost
$664
Median home price used: $272,900
Median rent reference: $1,173 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
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