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Steamboat Springs, Colorado Retirement Guide
established retirement community
51
Retirement Score
Steamboat Springs, Colorado at a Glance
- Median Home Price
- $776,300
- State Income Tax
- State income tax; Social Security partially exempt for seniors; limited pension deduction.
- Avg January Low
- N/A
- Cost of Living Index
- 102.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 51 / 100
Retirement Data
Affordability
Cost of Living Index
102.3 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$776,300High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,813High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
30 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security partially exempt for seniors; limited pension deduction.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
88.8 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
58.4 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
88.8 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
92.7 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
45.8 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
4.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
13,251High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
41.3High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
17.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$93,280High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
70.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
4.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
54.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
8.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
85.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
0.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
8.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
1.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Steamboat Springs using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,682
Stress-case monthly carrying cost
$1,889
Median home price used: $776,300
Median rent reference: $1,813 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.