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Roanoke, Virginia Retirement Guide
low crime rateestablished retirement community
45
Retirement Score
Roanoke, Virginia at a Glance
- Median Home Price
- $183,400
- State Income Tax
- State income tax; Social Security exempt; age-based retirement income subtraction available.
- Avg January Low
- 29.2°F
- Cost of Living Index
- 102 (US avg = 100)
- Best For
- low crime rate, established retirement community
- RetireCityIQ Score
- 45 / 100
Retirement Data
Affordability
Cost of Living Index
102 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$183,400High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$905High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security exempt; age-based retirement income subtraction available.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
11.9 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
39 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
11.9 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
90.5°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
29.2°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
42.2"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
305 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
71.4 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
20 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
9.8 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
99,213High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
38.1High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
17.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$51,523High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
52.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
7.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
28.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
19.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
59.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
29.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
6.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
3.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Roanoke using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$397
Stress-case monthly carrying cost
$446
Median home price used: $183,400
Median rent reference: $905 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.