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Rainbow City, Alabama Retirement Guide
established retirement community
48
Retirement Score
Rainbow City, Alabama at a Glance
- Median Home Price
- $189,000
- State Income Tax
- State income tax; Social Security and defined-benefit pensions fully exempt.
- Avg January Low
- 36.2°F
- Cost of Living Index
- 88 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 48 / 100
Retirement Data
Affordability
Cost of Living Index
88 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$189,000High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$959High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and defined-benefit pensions fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
0 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
42 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
0 / 100High confidence
CMS Hospital General Information (no in-city hospital listed) · Updated June 2026
Climate
Avg July High
90.6°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
36.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
53.1"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
303 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
88.5 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
14.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
10,184High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
41.0High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$60,260High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
63.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
7.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
26.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
8.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
79.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
9.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
5.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
3.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Rainbow City using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$410
Stress-case monthly carrying cost
$460
Median home price used: $189,000
Median rent reference: $959 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.