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Quincy, Illinois Retirement Guide
established retirement community
55
Retirement Score
Quincy, Illinois at a Glance
- Median Home Price
- $141,200
- State Income Tax
- State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.
- Avg January Low
- 21°F
- Cost of Living Index
- 101.2 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 55 / 100
Retirement Data
Affordability
Cost of Living Index
101.2 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$141,200High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$776High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
29.8 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
52.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
29.8 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
86.8°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
21°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
34.4"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
292 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
92.3 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
32.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
39,441High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
40.5High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
20.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$54,199High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
65.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
8.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
26.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
15.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
87.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
6.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
1.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Quincy using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$306
Stress-case monthly carrying cost
$344
Median home price used: $141,200
Median rent reference: $776 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
O'CONNOR FINANCIAL GROUP LLC
O'CONNOR FINANCIAL GROUP LLC
O'CONNOR FINANCIAL GROUP LLC
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