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Pueblo, Colorado Retirement Guide
established retirement community
42
Retirement Score
Pueblo, Colorado at a Glance
- Median Home Price
- $258,400
- State Income Tax
- State income tax; Social Security partially exempt for seniors; limited pension deduction.
- Avg January Low
- 24°F
- Cost of Living Index
- 102.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 42 / 100
Things to Consider
- limited healthcare options
Retirement Data
Affordability
Cost of Living Index
102.3 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$258,400High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$970High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
30 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security partially exempt for seniors; limited pension deduction.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
31.7 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
29.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
31.7 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
93.9°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
24°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
13.4"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
341 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
53.8 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
15.8 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
111,430High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
37.8High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
18.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$52,794High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
59.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
8.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
21.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
20.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
71.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
2.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
50.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
0.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Pueblo using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$560
Stress-case monthly carrying cost
$629
Median home price used: $258,400
Median rent reference: $970 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.