Photo by Marc René Geiser on Unsplash (https://unsplash.com/@milkstrasse)
Poquoson, Virginia Retirement Guide
established retirement community
62
Retirement Score
Poquoson, Virginia at a Glance
- Median Home Price
- $406,700
- State Income Tax
- State income tax; Social Security exempt; age-based retirement income subtraction available.
- Avg January Low
- 30°F
- Cost of Living Index
- 102 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 62 / 100
Retirement Data
Affordability
Cost of Living Index
102 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$406,700High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,584High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; age-based retirement income subtraction available.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
40.6 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
90.5°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
30°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
41.3"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
300 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
1.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
12,479High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
42.4High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
19.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$114,503High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
82.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
16.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
38.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
4.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
92.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
1.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
3.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
2.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Poquoson using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$881
Stress-case monthly carrying cost
$990
Median home price used: $406,700
Median rent reference: $1,584 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.