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Pella, Iowa Retirement Guide
established retirement community
76
Retirement Score
Pella, Iowa at a Glance
- Median Home Price
- $240,100
- State Income Tax
- State income tax; Social Security and retirement income exempt for those 55+.
- Avg January Low
- N/A
- Cost of Living Index
- 88.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 76 / 100
Retirement Data
Affordability
Cost of Living Index
88.4 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$240,100High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,025High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
60 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security and retirement income exempt for those 55+.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
85.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
100 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
100 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.5 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
10,556High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
35.5High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
18.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$86,025High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
67.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
4.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
47.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
4.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
94.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
0.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
3.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
1.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Pella using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$520
Stress-case monthly carrying cost
$584
Median home price used: $240,100
Median rent reference: $1,025 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.