Photo by Quinn Simonson on Unsplash (https://unsplash.com/@qsimo22)
Palm Springs, California Retirement Guide
established retirement community
37
Retirement Score
Palm Springs, California at a Glance
- Median Home Price
- $504,700
- State Income Tax
- State income tax; Social Security fully exempt; pension and retirement income generally taxable.
- Avg January Low
- 49°F
- Cost of Living Index
- 112.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 37 / 100
Retirement Data
Affordability
Cost of Living Index
112.6 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$504,700High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,397High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
30 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; pension and retirement income generally taxable.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
26.2 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
52.8 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
26.2 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
107.8°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
49°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
10.6"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
348 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
26.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
5.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
44,935High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
57.3High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
33.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$67,451High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
64.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
7.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
44.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
13.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
71.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
5.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
23.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
5.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Palm Springs using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,094
Stress-case monthly carrying cost
$1,228
Median home price used: $504,700
Median rent reference: $1,397 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.