Photo by Giovanni Nehme on Unsplash (https://unsplash.com/@giovanninehme)
Ozark, Alabama Retirement Guide
established retirement community
69
Retirement Score
Ozark, Alabama at a Glance
- Median Home Price
- $129,700
- State Income Tax
- State income tax; Social Security and defined-benefit pensions fully exempt.
- Avg January Low
- N/A
- Cost of Living Index
- 88 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 69 / 100
Retirement Data
Affordability
Cost of Living Index
88 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$129,700High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$788High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
60 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security and defined-benefit pensions fully exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
81.9 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
37.3 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
81.9 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
88.5 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
3.7 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
1.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
14,373High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
40.9High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
21.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$47,407High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
61.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
16.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
18.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
21.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
62.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
29.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
7.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
1.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Ozark using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$281
Stress-case monthly carrying cost
$316
Median home price used: $129,700
Median rent reference: $788 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.