Photo by Maxime Vermeil (@max.vrm) on Unsplash (https://unsplash.com/@maxvrm)
Oskaloosa, Iowa Retirement Guide
established retirement community
78
Retirement Score
Oskaloosa, Iowa at a Glance
- Median Home Price
- $123,800
- State Income Tax
- State income tax; Social Security and retirement income exempt for those 55+.
- Avg January Low
- N/A
- Cost of Living Index
- 88.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 78 / 100
Retirement Data
Affordability
Cost of Living Index
88.4 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$123,800High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$815High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
60 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security and retirement income exempt for those 55+.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
70.5 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
100 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
67.8 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.2 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
11,492High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
36.5High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
20.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$57,949High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
58.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
5.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
23.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
17.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
92.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
2.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
3.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
1.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Oskaloosa using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$268
Stress-case monthly carrying cost
$301
Median home price used: $123,800
Median rent reference: $815 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.