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Oakdale, Minnesota Retirement Guide
established retirement community
36
Retirement Score
Oakdale, Minnesota at a Glance
- Median Home Price
- $288,700
- State Income Tax
- State income tax; Social Security and retirement income have income-based partial exemptions.
- Avg January Low
- 6.4°F
- Cost of Living Index
- 97.5 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 36 / 100
Retirement Data
Affordability
Cost of Living Index
97.5 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$288,700High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,240High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income have income-based partial exemptions.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
0 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
42.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
0 / 100High confidence
CMS Hospital General Information (no in-city hospital listed) · Updated June 2026
Climate
Avg July High
81.3°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
6.4°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
32"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
258 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
6.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
28,029High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
41.0High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
17.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$86,003High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
77.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
31.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
6.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
67.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
10.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
4.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
12.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Oakdale using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$626
Stress-case monthly carrying cost
$703
Median home price used: $288,700
Median rent reference: $1,240 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
FREEDOM FINANCIAL PARTNERS LLC
FREEDOM FINANCIAL PARTNERS LLC
FREEDOM FINANCIAL PARTNERS LLC
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