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Mountain Brook, Alabama Retirement Guide
established retirement community
35
Retirement Score
Mountain Brook, Alabama at a Glance
- Median Home Price
- $803,000
- State Income Tax
- State income tax; Social Security and defined-benefit pensions fully exempt.
- Avg January Low
- 37.3°F
- Cost of Living Index
- 88 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 35 / 100
Retirement Data
Affordability
Cost of Living Index
88 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$803,000High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,521High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and defined-benefit pensions fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
0 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
38.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
0 / 100High confidence
CMS Hospital General Information (no in-city hospital listed) · Updated June 2026
Climate
Avg July High
90.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
37.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
53.1"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
305 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
88.5 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
7.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
22,259High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
41.1High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
17.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$167,007High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
89.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
4.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
85.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
3.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
97.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
0.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Mountain Brook using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,740
Stress-case monthly carrying cost
$1,954
Median home price used: $803,000
Median rent reference: $1,521 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
COLARION
COLARION LLC