Photo by Ussama Azam on Unsplash (https://unsplash.com/@ussamaazam)
Morristown, Tennessee Retirement Guide
established retirement community
65
Retirement Score
Morristown, Tennessee at a Glance
- Median Home Price
- $137,100
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 31.2°F
- Cost of Living Index
- 91.8 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 65 / 100
Retirement Data
Affordability
Cost of Living Index
91.8 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$137,100High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$814High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
100 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
38.5 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
29.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
38.5 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
88.8°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
31.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
40.8"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
294 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
58.8 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
11.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
30,574High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
37.6High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
16.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$39,547High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
50.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
15.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
25.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
76.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
6.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
20.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Morristown using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$297
Stress-case monthly carrying cost
$334
Median home price used: $137,100
Median rent reference: $814 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.