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Morgan City, Louisiana Retirement Guide
72
Retirement Score
Morgan City, Louisiana at a Glance
- Median Home Price
- $147,700
- State Income Tax
- State income tax; Social Security fully exempt; partial pension exclusion.
- Avg January Low
- 48.2°F
- Cost of Living Index
- 90.5 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 72 / 100
Retirement Data
Affordability
Cost of Living Index
90.5 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$147,700High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$838High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; partial pension exclusion.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
37.4 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
89.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Avg January Low
48.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Annual Precipitation
52.2"High confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Sunny Days / Year
316 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Safety
Safety Score
63.4 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
26.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
11,373High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
43.3High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$48,857High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
60.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
12.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
21.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
67.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
17.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
13.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Morgan City using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$320
Stress-case monthly carrying cost
$359
Median home price used: $147,700
Median rent reference: $838 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.