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Monument, Colorado Retirement Guide
established retirement community
54
Retirement Score
Monument, Colorado at a Glance
- Median Home Price
- $497,900
- State Income Tax
- State income tax; Social Security partially exempt for seniors; limited pension deduction.
- Avg January Low
- 12.9°F
- Cost of Living Index
- 102.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 54 / 100
Retirement Data
Affordability
Cost of Living Index
102.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$497,900High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,768High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security partially exempt for seniors; limited pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
38.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
88.3°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
12.9°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
18"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
328.5 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
92.7 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
2.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
10,548High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
38.3High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
13.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$102,969High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
81.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
12.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
54.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
6.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
87.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
7.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
2.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Monument using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,079
Stress-case monthly carrying cost
$1,212
Median home price used: $497,900
Median rent reference: $1,768 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
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