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Mobile, Alabama Retirement Guide
58
Retirement Score
Mobile, Alabama at a Glance
- Median Home Price
- $178,800
- State Income Tax
- State income tax; Social Security and defined-benefit pensions fully exempt.
- Avg January Low
- 44.7°F
- Cost of Living Index
- 88 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 58 / 100
Retirement Data
Affordability
Cost of Living Index
88 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$178,800High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$943High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and defined-benefit pensions fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
37.9 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
30.6 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
37.9 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
90.2°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
44.7°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
57.8"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
312 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
61.9 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
12.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
186,316High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
37.6High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
16.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$48,524High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
50.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
7.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
30.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
20.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
40.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
53.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
2.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Mobile using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$387
Stress-case monthly carrying cost
$435
Median home price used: $178,800
Median rent reference: $943 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
LEAVELL INVESTMENT MANAGEMENT, INC.
RETIREMENT ADVISORS, INC.
WILKINS MILLER WEALTH MANAGEMENT, LLC
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