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Retirement community in Minot, North Dakota

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Minot, North Dakota Retirement Guide

established retirement community
50

Retirement Score

Minot, North Dakota at a Glance

Median Home Price
$241,900
State Income Tax
State income tax (low rate); Social Security fully exempt; partial retirement income deduction.
Avg January Low
N/A
Cost of Living Index
88.7 (US avg = 100)
Best For
established retirement community
RetireCityIQ Score
50 / 100

Retirement Data

Affordability

Cost of Living Index
88.7 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$241,900High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$937High confidence
U.S. Census ACS 5-Year · Updated April 2026

Taxes

Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax (low rate); Social Security fully exempt; partial retirement income deduction.Medium confidence
Tax Foundation · Updated March 2026

Retiree Readiness (Sprint 2)

Care Access Score (proxy)
24.5 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
46.8 / 100High confidence
RetireCityIQ proxy model · Updated April 2026

Healthcare

Healthcare Access Score
24.5 / 100Medium confidence
CMS Hospital General Information · Updated March 2026

Climate

Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available

Safety

Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026

Walkability

Walk Score (proxy)
15 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026

Demographics

Population
48,038High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
33.0High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
13.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$75,545High confidence
U.S. Census ACS 5-Year · Updated April 2026

Community Profile

Owner-Occupied Housing
56.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
10.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
30.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
11.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026

Diversity

White
82.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
4.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
7.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in Minot using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$524

Stress-case monthly carrying cost

$589

Median home price used: $241,900

Median rent reference: $937 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

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