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Milford, Delaware Retirement Guide
popular with retireesestablished retirement community
68
Retirement Score
Milford, Delaware at a Glance
- Median Home Price
- $255,300
- State Income Tax
- State income tax; Social Security exempt; retirement income exclusion available by age.
- Avg January Low
- 30.7°F
- Cost of Living Index
- 98 (US avg = 100)
- Best For
- popular with retirees, established retirement community
- RetireCityIQ Score
- 68 / 100
Things to Consider
- smaller city — fewer amenities
Retirement Data
Affordability
Cost of Living Index
98 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$255,300High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,109High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security exempt; retirement income exclusion available by age.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
51.3 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
100 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
87.9°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
30.7°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
48.6"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
296 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
91.5 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
32 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
1.8 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
11,714High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
43.6High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
24.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$53,472High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
50.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
9.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
29.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
16.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
59.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
22.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
13.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
3.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Milford using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$553
Stress-case monthly carrying cost
$621
Median home price used: $255,300
Median rent reference: $1,109 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.