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Middletown, Delaware Retirement Guide
64
Retirement Score
Middletown, Delaware at a Glance
- Median Home Price
- $363,800
- State Income Tax
- State income tax; Social Security exempt; retirement income exclusion available by age.
- Avg January Low
- 30.2°F
- Cost of Living Index
- 98 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 64 / 100
Retirement Data
Affordability
Cost of Living Index
98 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$363,800High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,443High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; retirement income exclusion available by age.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
39.5 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
87.2°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
30.2°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
51.8"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
289 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
91.5 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
5.5 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
2.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
23,573High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
37.3High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$104,662High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
73.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
41.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
6.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
55.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
30.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
6.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
5.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Middletown using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$788
Stress-case monthly carrying cost
$885
Median home price used: $363,800
Median rent reference: $1,443 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.