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McMinnville, Tennessee Retirement Guide
55
Retirement Score
McMinnville, Tennessee at a Glance
- Median Home Price
- $125,600
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 31.5°F
- Cost of Living Index
- 91.8 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 55 / 100
Retirement Data
Affordability
Cost of Living Index
91.8 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$125,600High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$720High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
100 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
0 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
29.2 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
0 / 100High confidence
CMS Hospital General Information (no in-city hospital listed) · Updated June 2026
Climate
Avg July High
89.7°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
31.5°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
53.8"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
295 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
58.8 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
12.6 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
13,756High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
38.9High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$42,130High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
49.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
4.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
14.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
21.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
80.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
4.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
12.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
0.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in McMinnville using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$272
Stress-case monthly carrying cost
$306
Median home price used: $125,600
Median rent reference: $720 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.