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Macon, Georgia Retirement Guide
established retirement community
47
Retirement Score
Macon, Georgia at a Glance
- Median Home Price
- $178,700
- State Income Tax
- State income tax; Social Security fully exempt; retirement income exclusion up to $65k.
- Avg January Low
- 39.1°F
- Cost of Living Index
- 95.7 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 47 / 100
Things to Consider
- limited healthcare options
Retirement Data
Affordability
Cost of Living Index
95.7 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$178,700High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$983High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; retirement income exclusion up to $65k.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
22.5 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
15.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
22.5 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
91.7°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
39.1°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
47.5"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
306 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
11.8 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
21.8 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
3.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
156,554High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
36.5High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
16.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$48,897High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
52.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
7.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
25.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
25.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
37.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
54.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
3.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Macon using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$387
Stress-case monthly carrying cost
$435
Median home price used: $178,700
Median rent reference: $983 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.