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Louisville, Colorado Retirement Guide
established retirement community
53
Retirement Score
Louisville, Colorado at a Glance
- Median Home Price
- $781,100
- State Income Tax
- State income tax; Social Security partially exempt for seniors; limited pension deduction.
- Avg January Low
- N/A
- Cost of Living Index
- 102.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 53 / 100
Retirement Data
Affordability
Cost of Living Index
102.3 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$781,100High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,950High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
30 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security partially exempt for seniors; limited pension deduction.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
51.5 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
100 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
92.7 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
28.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
10.5 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
20,920High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
41.7High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
15.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$135,840High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
69.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
5.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
65.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
5.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
83.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
0.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
10.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
4.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Louisville using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,692
Stress-case monthly carrying cost
$1,901
Median home price used: $781,100
Median rent reference: $1,950 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.