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Laurinburg, North Carolina Retirement Guide
established retirement community
66
Retirement Score
Laurinburg, North Carolina at a Glance
- Median Home Price
- $121,100
- State Income Tax
- State income tax; Social Security fully exempt; limited pension exclusion.
- Avg January Low
- 36.5°F
- Cost of Living Index
- 94 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 66 / 100
Retirement Data
Affordability
Cost of Living Index
94 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$121,100High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$750High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; limited pension exclusion.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
78.6 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
44.9 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
78.6 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
89.1°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
36.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
46"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
298 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
93.1 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
16.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
14,971High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
38.1High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$38,015High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
45.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
4.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
19.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
33.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
34.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
48.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
4.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
0.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Laurinburg using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$262
Stress-case monthly carrying cost
$295
Median home price used: $121,100
Median rent reference: $750 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.