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Larkspur, California Retirement Guide
55
Retirement Score
Larkspur, California at a Glance
- Median Home Price
- $1,691,900
- State Income Tax
- State income tax; Social Security fully exempt; pension and retirement income generally taxable.
- Avg January Low
- 43.4°F
- Cost of Living Index
- 112.6 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 55 / 100
Retirement Data
Affordability
Cost of Living Index
112.6 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$1,691,900High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$2,714High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; pension and retirement income generally taxable.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
46.8 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
74.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Avg January Low
43.4°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Annual Precipitation
28.3"High confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Sunny Days / Year
326 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Safety
Safety Score
82.3 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
24.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
18.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
12,969High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
50.9High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
25.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$147,772High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
47.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
3.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
71.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
6.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
77.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
8.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
6.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Larkspur using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$3,666
Stress-case monthly carrying cost
$4,117
Median home price used: $1,691,900
Median rent reference: $2,714 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
CROWN ADVISORS MANAGEMENT, INC.
BROADWING CAPITAL ADVISORS, INC.
MARIN FINANCIAL ADVISORS LLC
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