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Lafayette, Louisiana Retirement Guide
61
Retirement Score
Lafayette, Louisiana at a Glance
- Median Home Price
- $234,200
- State Income Tax
- State income tax; Social Security fully exempt; partial pension exclusion.
- Avg January Low
- 45.7°F
- Cost of Living Index
- 90.5 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 61 / 100
Retirement Data
Affordability
Cost of Living Index
90.5 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$234,200High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$1,012High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; partial pension exclusion.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
67.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
36.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
67.7 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
91.3°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
45.7°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
51.1"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
312 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
63.4 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
24.5 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
121,706High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
36.9High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
16.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$58,850High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
56.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
40.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
19.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
61.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
29.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
5.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
2.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Lafayette using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$507
Stress-case monthly carrying cost
$570
Median home price used: $234,200
Median rent reference: $1,012 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
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