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La Quinta, California Retirement Guide
52
Retirement Score
La Quinta, California at a Glance
- Median Home Price
- $560,500
- State Income Tax
- State income tax; Social Security fully exempt; pension and retirement income generally taxable.
- Avg January Low
- 52.3°F
- Cost of Living Index
- 112.6 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 52 / 100
Retirement Data
Affordability
Cost of Living Index
112.6 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$560,500High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,774High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; pension and retirement income generally taxable.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
38.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
109.6°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
52.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
5.9"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
351 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
82.3 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
11.5 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
37,933High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
51.0High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
30.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$92,776High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
74.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
38.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
9.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
65.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
2.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
36.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
3.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in La Quinta using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,214
Stress-case monthly carrying cost
$1,364
Median home price used: $560,500
Median rent reference: $1,774 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.