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Kernersville, North Carolina Retirement Guide
established retirement community
68
Retirement Score
Kernersville, North Carolina at a Glance
- Median Home Price
- $241,800
- State Income Tax
- State income tax; Social Security fully exempt; limited pension exclusion.
- Avg January Low
- 32.9°F
- Cost of Living Index
- 94 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 68 / 100
Retirement Data
Affordability
Cost of Living Index
94 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$241,800High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$988High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; limited pension exclusion.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
44.2 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
90.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
32.9°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
40.7"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
300 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
93.1 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
14.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
2.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
27,177High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
39.0High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
17.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$66,151High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
54.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
7.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
35.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
12.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
71.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
17.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
11.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Kernersville using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$524
Stress-case monthly carrying cost
$588
Median home price used: $241,800
Median rent reference: $988 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.