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Idaho Falls, Idaho Retirement Guide
established retirement community
52
Retirement Score
Idaho Falls, Idaho at a Glance
- Median Home Price
- $334,600
- State Income Tax
- State income tax; Social Security fully exempt; partial pension deduction.
- Avg January Low
- 11.8°F
- Cost of Living Index
- 91.8 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 52 / 100
Retirement Data
Affordability
Cost of Living Index
91.8 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$334,600High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$995High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; partial pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
53.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
49.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
53.7 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
93.4°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
11.8°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
13.2"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
296 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
17.5 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
8.1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
65,685High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
33.9High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
13.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$66,463High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
63.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
7.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
29.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
11.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
84.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
16.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Idaho Falls using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$725
Stress-case monthly carrying cost
$814
Median home price used: $334,600
Median rent reference: $995 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
ONYX FINANCIAL ADVISORS, LLC
ONYX FINANCIAL ADVISORS, LLC
ONYX FINANCIAL ADVISORS, LLC
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