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Huntsville, Alabama Retirement Guide
affordable cost of livinglow crime rate
49
Retirement Score
Huntsville, Alabama at a Glance
- Median Home Price
- $294,700
- State Income Tax
- State income tax; Social Security and defined-benefit pensions fully exempt.
- Avg January Low
- 33.9°F
- Cost of Living Index
- 88 (US avg = 100)
- Best For
- affordable cost of living, low crime rate
- RetireCityIQ Score
- 49 / 100
Things to Consider
- limited healthcare options
Retirement Data
Affordability
Cost of Living Index
88 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$294,700High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,074High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
60 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security and defined-benefit pensions fully exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
16.4 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
40.8 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
16.4 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
91.3°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
33.9°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
51"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
302 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
87.7 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
12.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
1.1 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
215,025High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
36.5High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
16.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$67,874High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
57.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
10.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
45.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
14.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
59.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
30.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
6.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Huntsville using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$639
Stress-case monthly carrying cost
$717
Median home price used: $294,700
Median rent reference: $1,074 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.