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Houma, Louisiana Retirement Guide
established retirement community
70
Retirement Score
Houma, Louisiana at a Glance
- Median Home Price
- $199,100
- State Income Tax
- State income tax; Social Security fully exempt; partial pension exclusion.
- Avg January Low
- 47.9°F
- Cost of Living Index
- 90.5 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 70 / 100
Retirement Data
Affordability
Cost of Living Index
90.5 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$199,100High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$910High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; partial pension exclusion.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
28.9 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
90.4°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
47.9°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
54.7"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
312 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
63.4 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
6.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
2.6 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
33,094High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
35.7High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
15.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$56,823High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
70.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
20.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
16.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
68.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
20.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
4.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
0.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Houma using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$431
Stress-case monthly carrying cost
$484
Median home price used: $199,100
Median rent reference: $910 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
HASSELL WEALTH MANAGEMENT
HASSELL WEALTH MANAGEMENT, L.L.C.